The ProCredit group consists of 21 growing banks operating in transition economies and developing countries in Eastern Europe, Latin America and Africa. Our core business is the provision of credit and other banking services to very small, small and medium-sized enterprises and lower and middle income savers who have previously had limited access to formal financial services.
Our business model is based on a form of socially responsible banking that seeks to be transparent, efficient and profitable on a sustainable basis.The group is committed to both social and commercial objectives. All 21 institutions are locally registered and most are regulated by the local banking supervisory agency (in Ghana we have a savings and loan company, and in Mexico we are operating as a finance company while our banking licence application is being processed). Our banks are also integrated into a worldwide group in which ideas and experience are exchanged and synergies are exploited. All these institutions adhere to a common, group-wide set of ethical, environmental and professional standards.